Showing posts with label elderly. Show all posts
Showing posts with label elderly. Show all posts

Thursday, June 12, 2014

Elderly Banking - Enjoy

Recently received email to share



Shown below, is an actual letter that was sent to a bank by an 86-year-old woman. The bank manager thought it amusing enough to have it published in the New York Times.
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Dear Sir:
I am writing to thank you for bouncing my check with which I endeavored to pay my plumber last month.
By my calculations, three nanoseconds must have elapsed between his presenting the check and the arrival in my account of the funds needed to honor it.
I refer, of course, to the automatic monthly deposit of my entire pension, an arrangement which, I admit, has been in place for only eight years.
You are to be commended for seizing that brief window of opportunity, and also for debiting my account $30 by way of penalty for the inconvenience caused to your bank.
My thankfulness springs from the manner in which this incident has caused me to rethink my errant financial ways. I noticed that whereas I personally answer your telephone calls and letters, --- when I try to contact you, I am confronted by the impersonal, overcharging, pre-recorded, faceless entity which your bank has become.
From now on, I, like you, choose only to deal with a flesh-and-blood person.
My mortgage and loan repayments will therefore and hereafter no longer be automatic, but will arrive at your bank, by check, addressed personally and confidentially to an employee at your bank whom you must nominate.
Be aware that it is an OFFENSE under the Postal Act for any other person to open such an envelope.
Please find attached an Application Contact which I require your chosen employee to complete.
I am sorry it runs to eight pages, but in order that I know as much about him or her as your bank knows about me, there is no alternative.
Please note that all copies of his or her medical history must be countersigned by a Notary Public, and the mandatory details of his/her financial situation (income, debts, assets and liabilities) must be accompanied by documented proof.
In due course, at MY convenience, I will issue your employee with a PIN number which he/she must quote in dealings with me.
I regret that it cannot be shorter than 28 digits but, again, I have modeled it on the number of button presses required of me to access my account balance on your phone bank service.
As they say, imitation is the sincerest form of flattery.
Let me level the playing field even further.
When you call me, press buttons as follows:
IMMEDIATELY AFTER DIALING, PRESS THE STAR (*) BUTTON FOR ENGLISH
#1. To make an appointment to see me
#2. To query a missing payment.
#3. To transfer the call to my living room in case I am there.
#4 To transfer the call to my bedroom in case I am sleeping.
#5. To transfer the call to my toilet in case I am attending to nature.
#6. To transfer the call to my mobile phone if I am not at home.
#7. To leave a message on my computer, a password to access my computer is required.
Password will be communicated to you at a later date to that Authorized Contact mentioned earlier.
#8. To return to the main menu and to listen to options 1 through 7 again
#9. To make a general complaint or inquiry.
The contact will then be put on hold, pending the attention of my automated answering service.
#10. This is a second reminder to press* for English.
While this may, on occasion, involve a lengthy wait, uplifting music will play for the duration of the call.
Regrettably, but again following your example, I must also levy an establishment fee to cover the setting up of this new arrangement.
May I wish you a happy, if ever so slightly less prosperous New Year?
Your Humble Client

And remember: Don't make old people mad. We don't like being old in the first place, so it doesn't take much to piss us off.

Friday, December 7, 2012

It is Older Driver Safety Awareness Week

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By Terry Orr

We have all seen those older drivers that seem totally lost and should pull over, stop and get out of their cars. They simply have no business driving.  The early baby boomers are beginning to close in on when they need to think about their own driving habit and safety for themselves and others around them.
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I have not been a good passenger for decades – although carpooling has helped me in that regard, I fully understand that at some point – someone else should be driving.  Over the past couple of years, my loving wife (who scares ‘the you know what’ out of me at times) drive more often – a transition if you will – so it will become a safe habit for me and other drivers.
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In my travels – age is only one small piece of the pie of potentially unsafe drivers on the roadways.  Distracted drivers (this includes law enforcement personnel); folks who are recent imports to America and unaccustomed to our way of driving; driving vehicles that are long overdue for recycling; discourteous drivers; road rage; and last by certainly not least stupid drivers. I think Gallagher had it right – we should have those rubber tipped dart guns with flags attached that say “stupid” – that way when a cop notices someone with three or more darts, simple pulls them over and cites them for stupid driving.
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In closing, if you have older family or friends whose driving skills are lacking, please encourage and help them find alternative means of transportation. Help them form good habits - and reduce the need to drive themselves.
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Good luck and safe driving.

Saturday, July 7, 2012

Sandwich Generation Month


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By Terry Orr

This is an annual commemoration and celebration of the dedication, patience and caring of adults who are part of the sandwich generation – those caring for their children as well as their own aging parents.
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The annual recognition of Sandwich Generation Month is every July, with organizations and communities throughout the United States holding events to raise awareness of and provide support for members of the sandwich generation.  This time can be very stressful for those who are part of it. Every day presents new challenges for the Sandwich Generation and these people work very hard to ensure the safety and care of their loved ones.
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Steve Worrall recommends the following steps:

Determine How You’ll Pay for Long-Term Care - Nursing home and assisted living facilities can cost up to $8,000 a month and Medicare will not pick up the tab.

Get The Legal Authority Now to Manage Their Affairs and Maintain Control - If your parents do not have powers of attorney or health care directives that allow you to communicate with doctors, access medical records and manage their financial affairs, it’s a good idea to create them now while mom or dad is still in good health.

Document Their End-of-Life Wishes - Thousands of families each year are torn apart trying to decide what their loved one “would have wanted” in serious medical situations.

Get Organized to Avoid Last Minute Scrambling - Gather your parent’s important information now to avoid any confusion and delays in the event of a medical emergency. Important documents to collect include insurance information, front and back of all ID cards including driver’s license, prescription cards and military ID cards, prior medical history, names and numbers of doctors, copies of their living will, health care directives and a list of current medication and doses.

(Written by Attorney Steve Worrall. For a copy of his Guide, “Surviving the ‘Sandwiched’ Years: How to Protect Your Parent’s Assets, Honor Their Wishes & Provide Long-Term Care . . . Without Losing Money – Or Your Mind!”, please visit www.GeorgiaSandwichGeneration.com.)

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Links:






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