Tuesday, March 20, 2018

Social Security



Sharing an important email
Once again, thank you Bruce


A woman dies at age 65 before collecting one benefit check.  She and her employer paid into the system for almost 50 years and she collected NOTHING!
Keep in mind all the working people that die every year who were paying into the system and got nothing!
And these governmental morons mismanaged the money and stole from the system, so that it's now going broke.
BEAUTIFUL! And they have the audacity to call today's seniors "vultures" in an attempt to cover their ineptitude. DISGRACEFUL!
The real reason for renaming our Social Security payments is so the government can claim that
All those social security recipients are receiving entitlements thus putting them in the same case
 as welfare, food stamp recipients.

THIS IS WORTH THE FEW MINUTES IT TAKES TO READ AND DIGEST!
F.Y.I.  By changing the name of SS contributions it gives them a means to refute this program in the future.
It's free money for the government to spend under this guise.

The Social Security check is now (or soon will be) referred to as a *Federal Benefit Payment*?
I'll be part of the one percent to forward this. I am forwarding it because it touches a nerve in me, and I hope it will in you.
Please keep passing it on until everyone in our country has read it.
The government is now referring to our Social Security checks as a "Federal Benefit Payment."
This isn't a benefit. It is our money paid out of our earned income!  Not only did we all contribute to Social Security but our employers did too. It totaled 15% of our income before taxes.

(This should be enough for you to forward this message, If not read on.)

If you averaged $30K per year over your working life, that's close to $180,000 invested in Social Security.
If you calculate the future value of your monthly investment in social security ($375/month, including both you and your employers contributions) at a meager 1% interest rate compounded monthly, after 40 years of working you'd have more than $1.3+ million dollars saved!
This is your personal investment. Upon retirement, if you took out only 3% per year, you'd receive $39,318 per year, or $3,277 per month.
That's almost three times more than today's average Social Security benefit of $1,230 per month, according to the Social Security Administration. (Google it – it's a fact). And your retirement fund would last more than 33 years (until you're 98 if you retire at age 65)! I can only imagine how much better most average-income people could live in retirement if our government had just invested our money in low-risk interest-earning accounts.
Instead, the folks in Washington pulled off a bigger *Ponzi scheme* than Bernie Madoff ever did. (Lyndon Johnson)
They took our money and used it elsewhere. They forgot (oh yes, they knew) that it was OUR money they were taking.  They didn't have a referendum to ask us if we wanted to lend the money to them.  And they didn't pay interest on the debt they assumed. And recently they've told us that the money won't support us for very much longer. (Isn't it funny that they NEVER say this about welfare payments?)
But is it our fault they misused our investments?  And now, to add insult to injury, they're calling it a *benefit*, as if we never worked to earn every penny of it.
Just because they borrowed the money, doesn't mean that our investments were a charity!
Let's take a stand. We have earned our right to Social Security and Medicare. Demand that our legislators bring some sense into our government.
Find a way to keep Social Security and Medicare going for the sake of that 92% of our population who need it.

Then call it what it is:
Our Earned Retirement Income.
99% of people won't forward this.
Will you?


Monday, March 12, 2018

Loss of your spouse





“The death of a spouse or partner is different that other losses, in the sense that it literally changes every single thing in your world going forward
When your spouse dies, the way you eat changes
The way you watch TV changes
Your friend circle changes (or disappears entirely)
Your family dynamic/life changes (or disappears entirely)
You financial status changes
Your job situation changes
It effects your self-worth
Your self-esteem
Your confidence
Your rhythms
The way you breathe
Your mentality
Your brain functions (Ever heard the term ‘window brain?’ If you don’t know what that is, count yourself very lucky)
Your physical body
Your hobbies and interests
Your sense of security
Your sense of humor
Your sense of womanhood or manhood 

EVERY.
SINGLE.
THING.
CHANGES.

You are handed a new life that you never asked for and that you don’t particularly want. It is the hardest, most gut-wrenching, horrific, life-altering of things to live with.”

This article was re-posted on Facebook this past Sunday by a brother, shipmate, and friend for over five decades who lost his loving wife.

He is one of few friends that are grieving their loss – each are in our daily thoughts and prayers, as we ask God to help each of them the strength to get through this very difficult time. God bless each of you.